May 16, 2013 by williamsjustliving
There it is. It’s happened to all of us. Your bumper tapped hers; his bumper tapped yours. If you’re like me, the first thing you do is sigh heavily. But, now it’s time to get yourself together–easier said than done, right? Here are a few things you should do: First and foremost you should stay calm throughout.
1. BEFORE you get out of the car, evaluate your surroundings. Hopping out of your car to inspect the damage on a deserted road in the middle of the night when you are in the car by yourself might not be the best idea. If something feels wrong about the situation, call the police from inside your car.
2. Grab your camera phone (or a digital camera), a piece of paper, a pen, your insurance card and driver’s license.
3. Call the police. A police report can come in handy.
4. Snap some pictures of all angles of your car and the other car. Make sure your date stamp is correct. Volunteer to stand by your car and allow the other driver to take a picture of you if the other driver will do the same.
5. Be truthful, but don’t volunteer too much. This is a stressful moment. Stress can affect your reactions, your perceptions, and your memory.
6. NEVER, NEVER leave the scene of an accident–even a minor fender bender–without at the very least exchanging insurance information with the other drive.
7. You know those forms that your insurance company gave you?that is the information that you should write down. Here is an example form.